Terms of Service

1. Acceptance of these terms

By accessing or using this website, you agree to these Terms of Service. If you do not agree with them, please do not use this website.

2. Nature of this website

This website is operated by ERSEL ASSET MANAGEMENT to provide general, non-binding information about asset management, mutual investment funds, portfolio management and investment fund solutions. This website is strictly informational.

• We do not offer any paid services, subscriptions or products through this website.
• We do not sell fund units, shares, or any other financial instrument through this website.
• We do not provide personalised investment, tax or legal advice.
• Nothing on this website is a recommendation, offer or solicitation to buy or sell any financial instrument.

3. No professional relationship

Using this website, submitting the contact form, or corresponding with our information desk does not create a client, advisory, or fiduciary relationship of any kind between you and ERSEL ASSET MANAGEMENT.

4. Investment risk

Any general discussion of asset classes, fund categories or portfolio concepts on this website is illustrative only. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results. Always seek independent, licensed advice before making investment decisions.

5. Accuracy of information

We take reasonable care to keep the information on this website accurate and up to date. However, financial markets and regulation can change, and we make no warranty that the content is complete, current, or applicable to your particular situation.

6. Acceptable use

You agree not to use this website in a way that could damage, disable, overburden or impair it, or interfere with any other party's use of it, including through unauthorised automated access.

7. Intellectual property

The text, layout and design of this website are the property of ERSEL ASSET MANAGEMENT unless otherwise indicated, and may not be reproduced for commercial purposes without prior written consent. Third-party imagery used on this site is licensed for use under the applicable stock photography terms.

8. External links

This website may link to official regulators or other third-party resources. We do not control and are not responsible for the content, accuracy or availability of external websites.

9. Limitation of liability

To the extent permitted by applicable law, ERSEL ASSET MANAGEMENT shall not be liable for any loss or damage arising from your use of, or reliance on, the information published on this website. Nothing in these terms limits liability where it cannot lawfully be excluded.

10. Changes to these terms

We may revise these Terms of Service from time to time. Continued use of the website after changes are published constitutes acceptance of the revised terms.

11. Governing law

These terms are governed by the laws of the Italian Republic, without regard to its conflict-of-law provisions.

12. Contact

Questions about these Terms of Service can be sent to support@ersel.org or to our registered address: Piazza Solferino, 11, 10121 Torino, Italy.